Indexed Annuities
Are you uncertain about your financial future? Do you worry about outliving your income? If so, you are not alone. Polls, such as one conducted by the National Institute on Retirement Security (NIRS), indicate that, despite the gradual improvements to the U.S. economy, many people remain confused or worried about their prospects for retirement. In fact, 55% have voiced their concern about current economic conditions that may affect their ability to secure their retirement funds. How can you blame them when the markets still exhibit volatile and erratic behaviors? While the investment arena can look chaotic, there are still options that allow you to safeguard your income and guarantee it is there for you in retirement. Indexed annuities still remain a viable option to take advantage of the upswings in the market while protecting against the downswing.
The NIRS states that people, 75% of them, believe the changes in the stock market make it impossible for the average American to make any sort of accurate prediction to how much money they will have in a nest egg when retirement comes around. Nearly two-thirds of the same people claim that living longer is also playing a large role in the uncertainty of financial security during retirement. There is a real fear today that most Americans will outlive their own income and be worse off, financially, than their parents were. Many of these same people are not aware of products like indexed annuities that can help them become better prepared and give back the ability to provide a secured financial future. So many people use investment brokers that are trained or influenced by Wall Street and are not aware they need people licensed in securities and insurance of they are 10-15 years from retiring.
There is no better solution to protect your money against the volatility of the market while still having a potential to earn more along your journey to the finish line. Indexed annuities will give you the protection of a fixed option with the potential of a variable option. Often these retirement vehicles are tied to the Standard and Poor’s (S&P 500) index and you share a percentage of the increases. However, you do not share in the losses so your risk of losing principal is fully mitigated. These are very strong performing retirement solution that offer guaranteed income after you retire.
If you are like most Americans and are experiencing more anxiety as you get closer to what you feel should be your retirement years, then you need to consult with a professional that can give you the proper income protection. Contact Advisor’s Match at 800-599-2788 to be connected to an individual with experience in securities and insurance.
Florida Financial Advisors 
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